A New Year is often a time of reflection on the year that has ended and what the forthcoming year might bring (the fact that we have arbitrarily decided this

In financial planning, it is very common to spend considerable time on financial assets (savings, investments, pensions and property etc). As financial planners, we analyse these, recommend the most suitable,

      This article should not be considered investment advice or an offer of any product for sale, it contains the opinions of Dimensional Fund Advisors  but not necessarily

Harry Markowitz who founded Modern Portfolio Theory called Diversification “the only free lunch in investing”. What does this mean though? For me, a good way to explain this is diversification

When building a financial plan with my clients, there are many assumptions which underpin it (investment returns, inflation, longevity, income, expenditure – the list goes on). The chances of all

Last Autumn I undertook a Lands End to John O’Groats Charity cycle ride with my fellow members of the Taunton Round Table. As a keen cyclist, I found the event

Around a year or so ago I recommended a book called Progress by Johan Norberg. Well, I have recently read another book which is on a similar theme but is