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Fashionable Investing

I have been giving some thought to any parallels between fashion and investing. As we all know, fashions come and go and what was once considered fashionable may not be

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New Year resolutions

At this time of year many of us have already started our New Year resolutions for 2021. The most popular seem to be: Give up smoking/ lose weight/ be more

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Human and Financial Assets

To say 2020 has been an unusual year would be an understatement and the upcoming festive season will no doubt be different to previous years. Some time ago I wrote

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Mutual Fund Performance

At Blackdown Financial one of the key elements of our Investment Philosophy is that we believe it is very hard to consistently outperform the markets after costs. Each year Dimensional

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The Uncommon Average

In the financial plans that we build with our clients many assumptions are used. One of the most important being the investment return you may receive. We use an average return

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