Investment Philosophy

There is no definitive right or wrong way to invest as by definition the future is unknowable.

At Blackdown Financial we have a clear investment philosophy which guides us in the construction of the portfolios for our clients. This philosophy is backed by decades of academic research and is reviewed regularly by our investment committee.

There are four principles to our philosophy:

1) Markets are broadly efficient (trying to beat the market consistently after costs is difficult) 
2) Fund management costs matter (a lot)
3) Diversification is key (eggs in basket)
4) Risk and return are related (higher expected returns = higher expected risk)

Related information

NR B & W

Neil Rossiter

Chartered Financial Planner

"I inherited a substantial sum of money and needed some advice as to how to make the most of it. Simon was very friendly and down to earth, simplifying the monetary jargon so that I could understand exactly what was going on and therefore make an informed decision. Simon was a wonderful advisor, who answered all of my questions (no matter how silly) and made me feel in control of my finances again. He is always available to answer any queries and I would highly recommend him to anyone."



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Coronavirus (COVID-19)


Blackdown Financial update – 24th March 2020

During these unprecedented times, in line with government advice we have now closed our office, with the entire Blackdown Financial team working remotely for the foreseeable future.

We have put into place measures that will ensure we continue to offer our clients a full and seamless financial and mortgage service.

Video conferencing have replaced all of our face to face meetings, and these are proving to be great alternative means of communication with our clients.

Please feel free to contact us on our main number 01823 321616 or email for any of your financial or mortgage needs.