Equity Release

Equity Release, also known as Lifetime Mortgages, refers to a range of products letting you access the equity tied up in your home if you are over the age of 55. There are various Equity Release options available across the market.  Our experienced advisers will explain the complexities to ensure that you make an informed decision.

Commonly asked Equity Release questions

  • Will my family inherit a debt?
  • How much equity do I have in my property?
  • How much equity would I like to release?
  • Will there be any impact on state benefits?
  • Will I be able to move house in the future?
  • What are the fees?
  • What happens if I need long term care?

This decision can have long-term implications. Equity Release can enhance retirement and allow life to be enjoyed to the full, providing you fully understand all the advantages, as well as the disadvantages.

Contact us for a FREE initial consultation. Our typical Equity Release administration fee is £790

Your home may be repossessed if you do not keep up repayments on your mortgage loan or other debts secured upon it.
The Financial Conduct Authority does not regulate some forms of mortgages.

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Related information

David Blair

David Blair

Independent Mortgage Adviser

"My wife and I were 1st time buyers. David and his colleagues removed a lot of stress and provided much needed experience to the process. When we had submitted the paperwork for the mortgage and subsequent life insurance/income protection, David and his team were invaluable for chasing the other parties, solving issues (of which there were quite a few!) and generally took a large portion of stress away from us. I would thoroughly recommend using David and his company."



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Coronavirus (COVID-19)


Blackdown Financial update – 24th March 2020

During these unprecedented times, in line with government advice we have now closed our office, with the entire Blackdown Financial team working remotely for the foreseeable future.

We have put into place measures that will ensure we continue to offer our clients a full and seamless financial and mortgage service.

Video conferencing have replaced all of our face to face meetings, and these are proving to be great alternative means of communication with our clients.

Please feel free to contact us on our main number 01823 321616 or email enquiries@blackdownfinancial.co.uk for any of your financial or mortgage needs.