Blackdown Financial

Your Fixed Rate Mortgage Is Coming to an End: How to Secure the Best Deal in a Changing Market

blackdownfinancialfran — Fri, 17 Jul 2026 09:53:49 +0000

If your fixed rate mortgage deal is coming to an end, now is the ideal time to review your options. Speaking to an independent mortgage adviser can help you make an informed decision about the next step in your mortgage journey. Recent reports show that mortgage rates have been falling, with many major UK lenders reducing rates throughout 2026 as funding costs have eased.

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Your Window on Home Finance – Summer 2026 Edition

melissa.chambers@blackdownfinancial.co.uk — Mon, 13 Jul 2026 09:59:22 +0000

As summer arrives and the property market enters one of its busiest periods, it’s the perfect time to take stock of the latest developments and prepare for any changes that could affect your home-moving or mortgage plans. In this edition, we’ll explore key market trends and help you prepare for any opportunities or challenges that may lie ahead. Excerpt from the newsletter below…

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Your Finance Matters – Summer 2026 Edition

melissa.chambers@blackdownfinancial.co.uk — Fri, 10 Jul 2026 13:38:10 +0000

This quarter’s edition discusses a range of topics including pensions and IHT, how to balance family support whilst also saving for your retirement goals, retirement planning for the self-employed and how to ensure you enjoy your happy and healthy retirement, plus more. An excerpt from the newsletter below… Around 40% of self-employed workers are actively saving for retirement…

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June 2026 – Economic & Property Market Review

melissa.chambers@blackdownfinancial.co.uk — Thu, 09 Jul 2026 13:04:51 +0000

The latest economic and property figures paint a picture of cautious optimism, with growth returning to the UK economy and inflation remaining lower than expected. However, uncertainty around energy prices, consumer confidence and the wider global backdrop means many households and businesses are still taking a wait-and-see approach. Meanwhile, the housing market continues to show […]

Where Does Your Money Really Go?

melissa.chambers@blackdownfinancial.co.uk — Fri, 03 Jul 2026 12:54:30 +0000

Simon Cutler DipFA, MIFS, Certs CII (MP&ER) This article represents the opinion of W&T Ltd trading as Blackdown Financial only and is intended as information only. The content of this article should not be construed as advice or recommendation.

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How to Succeed as an Investor

dukadmin — Fri, 26 Jun 2026 10:32:06 +0000

Before exploring how to succeed as an investor, it’s important to understand why we invest in the first place. From personal experience clients often tell me they are looking to invest due to the desire to “make my money work hard”. From my experience, many clients say they want to invest to “make their money work harder.” In reality, this often comes down to preserving purchasing power.

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The Power of Simplicity, Listening and Consistency in Financial Planning

blackdownfinancialfran — Fri, 19 Jun 2026 11:02:17 +0000

In the fast-paced and complex world of finance, navigating through countless options and decisions can be overwhelming. However, an ongoing financial planning relationship built on simplicity, listening, and consistency can be the key to unlocking peace of mind and a more fulfilling financial future. Simplicity: In a world full of choices, simplicity has become a rare commodity.

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The Art of Financial Planning: Keeping Your Financial House Tidy

blackdownfinancialfran — Fri, 12 Jun 2026 08:59:06 +0000

Do you ever find yourself staring at your garage, dismayed by the chaos of bikes, tools, and “stuff” that seems to perpetually accumulate? Despite occasional efforts to tidy up, it always seems to revert to its cluttered state before long. Perhaps, like many of us, you’ve drawn a parallel between this struggle and the challenge of keeping your financial affairs in order. In both cases…

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Your Window on Money – Spring 2026 Edition

melissa.chambers@blackdownfinancial.co.uk — Fri, 24 Apr 2026 12:47:02 +0000

The new tax year has begun and with it many changes have been implemented by the government – click on the link below to read our latest newsletter to keep up to date with a range of topics like inheritance tax, dividend tax and cash ISAs. An excerpt from the newsletter below… Inheritance Tax (IHT) is often viewed as something to think about later on in life. It can feel distant…

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Your Window on Home Finance – Spring 2026 Edition

melissa.chambers@blackdownfinancial.co.uk — Fri, 17 Apr 2026 11:00:29 +0000

As Spring has emerged from the depths of Winter, the housing market shakes off it’s cobwebs and we look to the busy, warmer months ahead – this newsletter is a great chance to get caught up on and prepare for any potential market changes ahead. An excerpt from the newsletter below… Spring into action: why now is the time to review your mortgage plans Spring is often seen as a season of…

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